Archive | June, 2010

How index funds can transform your 401(k) plan

June 30, 2010

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How many index funds are in your 401(k) plan? 0, 1, 2? If your plan has even three index funds, your plan is a rarity indeed. When it comes to retirement plans, we think 100% of your stock and bond funds ought to be in index funds.

The typical …

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Lower your 401(k) plan costs automatically — no contracts

June 24, 2010

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The funny thing about 401(k) plans is that as your company’s program grows in value, few providers adjust their costs even though your plan has likely become much more valuable to them. The ones that do offer clients some price breaks typically requ…

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Top 401(k) providers can lower your business risk

June 17, 2010

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There are some responsibilities owners and those employees that manage the 401(k) program for the business take on by offering a retirement plan. Two important items are keeping administrative costs low and ensuring diverse investment offerings. Most…

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So what’s the big deal about ETF-based 401(k) plans?

June 16, 2010

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Well, the big deal all begins with a fundamental difference in the approach to investing for the long-term. This difference has a meaningful impact on fund costs, and historically this has affected long-term performance. ETF-based 401(k) plans take a…

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Finally, a 401(k) Education Program Built to Make a Difference

June 16, 2010

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Helping employees make smart decisions in their 401(k) account has received plenty of press since the big recession of 2008 and 2009. And rightfully so. Yet few providers have made strides in how they assist employers and employees engage and make be…

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How much of your salary should you save for retirement?

June 11, 2010

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This may very well be the most important question to answer and one we work to help folks with all the time. With social security and concerns about tax and healthcare increases, answering “how much do I need to save” is becoming more critical for…

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