Archive | January, 2010

A Smart Retirement Plan for Americans

January 26, 2010

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Somewhere along the way, Americans were sold the idea that they must beat the market to be a successful investor. In reality, it is extremely hard for even the best money managers to consistently beat the market. The smart plan for Americans is to in…

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Setting the bar high for low priced 401(k) plans

January 21, 2010

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Today, we announce the launch of Automatic Pricing Discounts that make our already great pricing better and better as your plan grows. When the assets in your 401(k) plan grow past specific milestones, we automatically lower your company’s administr…

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Less is more when it comes to 401(k) funds

January 12, 2010

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There are two things you want less of with your 401(k) funds:

1) Expenses (as we say, costs are a drag!)
2) Lots and lots of choices for your employees

A fund must overcome every expense it incurs to try to equal its benchmark — typically a mar…

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How much should you be counting on Social Security?

January 5, 2010

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When you open your annual Social Security Statement, take a moment to read the entire front page. You’ll notice that the current projection is that by 2016, Uncle Sam will be paying more in Social Security benefits than receiving in from taxes. By …

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The Value of TIPS in Pension and 401(k) Plans

January 3, 2010

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There is a growing sense that the monetary and fiscal policies required to exit the great recession of 2008/2009 are laying the groundwork for future inflation. This sentiment alone can have an impact on asset returns and investor behavior, regardless …

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