Archive | December, 2009

5 big reasons to start a 401(k) plan this year

December 29, 2009

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Now as 2009 draws to a close and a brutal recession appears to be behind us, “saving” has likely never been so cool or needed in our society. Right now is the time to offer yourself and your business one of the most powerful, if not the most power…

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Save more and pay less to the taxman

December 22, 2009

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Two of the best things about a 401(k) are:

The more you contribute typically the better position you will be for retirement
You pay less tax to the government this year!

Let’s take a simple example and do the math. Let’s say…

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The Good, Bad, and Ugly of 401(k) Loans

December 15, 2009

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Many owners and employees like the peace of mind that 401(k) funds can be accessed in case of emergency. 401(k) loans offer flexibility and low interest rates. You pay yourself back into your 401(k) account versus a bank or other financial institution…

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Our 7-Person Investment Committee Has Your Back

December 8, 2009

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In a typical 401(k) plan, the owner or designated plan sponsor for your company plan is responsible for selecting the funds to be offered in your plan. Your financial provider may or may not help you choose the funds. When they do help, it seems high…

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A Good 401(k) Offers US Treasury Bond Funds Too!

December 1, 2009

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It’s good news that the market has rallied this year making up a lot of ground from the big drops in late 2008 and early 2009. The down times exposed the need to ensure your 401(k) plan offers funds that are geared to produce income. These types of…

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